It was totally different in extent 1051 and nature from ordinary bad times, consequent upon Some Financial Crisis or temporary excess of production over demand.
If we could get a bank of the sterling area, I believe that we should go to the creditor countries and borrow even further - get a big stabilisation loan so that the world as a whole would no longer fear that we should have Some Financial Crisis every other autumn.
The whole thing may fail through Some Financial Crisis.
Then in 1974 this individual had Some Minor Financial Crisis, or alternatively, it may be an endowment policy taken out to pay educational fees.